86% of Bold patients pay $0 out of pocket. Here's how the numbers work.

Healthy aging appointments with Bold providers are in-network with Medicare, Aetna, Anthem, Blue Cross Blue Shield, UnitedHealthcare plans, and more. For most members, that means $0 out-of-pocket cost — and no surprises.

You're covered with Bold

Bold is healthcare for how you actually feel. Your Bold Provider will create a personalized care plan to help you lose weight, manage pain, and get your energy back. 

These healthy aging appointments with Bold providers are in-network with Medicare, eligible Aetna, Anthem, Blue Cross Blue Shield, UnitedHealthcare plans, and more. 86% of Bold patients pay $0 out of pocket. 

Our team handles billing your insurance plan directly. Your personal Care Coordinator answers any questions that come up and makes sure there are no surprises – so you can focus on your health, not your paperwork.

Let's be clear about the numbers

No one likes surprises. So here's exactly what we know, and how we handle the parts that depend on your specific plan.

86% of Bold patients pay $0 out of pocket. For the members who do pay a copay or coinsurance, the out-of-pocket cost per appointment is typically a modest copay for a virtual visit. The exact amount depends on three things:

• Your insurance plan. Different plans have different copays for virtual visits. If you’d like to discuss your specific plan’s coverage, your Care Coordinator is available to talk. 
• Your location. Coverage details can vary by state.
• Whether you have supplemental insurance through Medigap, or secondary insurance through an employer or spouse.

That last one is a big reason so many Bold patients pay $0. Many members have supplemental or secondary coverage that picks up any remaining costs their primary plan doesn't cover (see FAQs for more detail). When you sign up, we review your full coverage picture – not just your primary card – before your appointment is confirmed.

What about coinsurance, copays, and deductibles?

Bold directly bills your Medicare and/or other insurance plans. Because every member's insurance is unique, we'll understand your coverage before your appointment is confirmed. You'll know a cost estimate for your appointment before you meet with a provider, and can choose to move forward (or not) as you see fit. Depending on your plan, Bold healthy aging services may count toward your yearly deductible. Your Care Coordinator can look into your specific plan and walk you through where you stand.

Here's how that works in practice

• For many plans, we can confirm $0 out-of-pocket coverage right away when you book your appointment.
• For certain other plans, we’ll provide an estimated range for the cost of your appointment. If you have additional questions about the cost of your visit, you can call your Care Coordinator (see FAQs, below) to discuss anything on your mind. 

You're in the driver's seat the whole way through. Bold never bills your insurance unless you attend an appointment, and you'll always see your cost estimate before anything is booked.

Coverage FAQ

I don't have Medicare Advantage, am I still eligible?

Do you use your red, white, and blue Medicare card when you go to the doctor? If so, there’s a good chance your visit is fully covered. Roughly 80% of Medicare beneficiaries carry supplemental coverage like Medigap, retiree benefits, or Medicaid, which often picks up the remaining costs Medicare doesn’t cover.

That shows up in practice: about 86% of Bold patients pay $0 out of pocket. For the small group who do pay, it’s usually just a modest copay.

If you’re using your Medicare card and have any kind of secondary coverage, it’s likely your visit costs nothing.

Will I get a surprise bill?

No. Before your first appointment, we verify your eligibility and confirm your cost estimate. 

Does this count toward my deductible?

Depending on your plan, Bold healthy aging services may count toward your yearly deductible. Your Care Coordinator can look into your specific plan and walk you through where you stand.

Are follow-up visits also covered?

Yes. Follow-up visits are covered under the same benefit as your initial visit, and for most members that means $0 out-of-pocket.

What about any lab work or referrals that come out of the appointment?

Bold's healthy aging appointments focus on lifestyle improvements like nutrition, sleep, movement, and stress – not prescriptions or lab orders. Everything discussed in your appointment is covered under your benefit, with no unexpected add-ons. If you'd like to upload recent labs or other medical info from another appointment, you can do so in the Bold system.

How do I reach my Care Coordinator?

Call us during business hours (our number is (424) 577-5266, 5am - 5pm PT, Monday-Friday) or email us at hello@agebold.com. Every Bold patient is assigned a dedicated Care Coordinator who handles billing, insurance verification, and any questions that come up before or after your appointment.

What if my plan isn't listed as in-network?

Bold is actively working to participate with Medicare Advantage plans nationwide. If your plan isn't currently in-network, your Care Coordinator can help you understand your options and whether you're eligible for a healthy aging appointment.

Built for seniors who are tired of feeling tired, or stiff, or stuck.

Your Bold appointment is a 45-minute virtual visit with a board-certified doctor or nurse practitioner who specializes in healthy aging and lifestyle medicine. You'll meet from home – no travel, no waiting room. You'll discuss your health history, your goals, and the areas you want to feel better in. Your provider will create a personalized healthy aging care plan with concrete next steps across sleep, energy, nutrition, movement, or stress. Most primary care visits are short, with barely enough time to review prescriptions. Bold appointments are longer and focused on you – the daily habits and lifestyle factors that drive 75% of how we age.

Bold Care is an in-network provider for eligible Medicare, UnitedHealthcare, Aetna, Anthem, and Blue Cross Blue Shield plans, and more. Member copay amounts are $0 for covered services under qualifying plans. Benefits, eligibility, and coverage details are subject to individual plan terms and may vary. This is not a guarantee of benefits and does not constitute an official plan document. Contact your plan or Bold Care to confirm your specific coverage. Bold Care is not a replacement for your primary care provider.